Philippine Cities Where Millionaires Can Comfortably Retire

Comfortably Retire
Image source: Elements Envato

As for most people, retirement is one way of getting out of the same old fast-paced routine for the past 20, 30, or 40 years. Since full-time employment is very stressful, retirees long for the day they can finally rest and focus more on keeping themselves healthy despite the age, attend to their family members, and spend some time reflecting and soul-searching. However, some retirees prefer a retirement plan complete with a new place or home to stay in, things to do after retirement, and so much more. Basically, retirement is like a vacation, which never ends.

Which brings us to this question: where do you want to retire? Since real estate businesses are so fond of promoting their property location, might as well apply it with retirement. After all, you plan to spend the rest of your life in this specific home, so might as well look for a strategic location where conveniences are nearby, and where you can enjoy while relaxing at the same time.

The Philippines is one of the most popular countries or places to retire in. Aside from the fact that Filipinos are known for their warm hospitality, it also has stunning beaches and other magnificent tourist destinations perfect for retirees. On top of all that, the Philippines boasts of its English proficiency, so you wouldn’t really have a hard time adjusting, in case you’re worried about language barriers. With that, here are some Philippine cities where you can retire someday:


With only about an hour drive away from Manila, Laguna is definitely one of the best places to retire in. A province ideally located near other regions and the city. To most people, Laguna is famous for its hot spring resorts known as pansol. However, today, Laguna is developing into a city-like province with establishments like shopping malls, grocery stores, condo units, offices, and a lot more are starting to dominate the town.

Additionally, the cost of living in Laguna has a lot more value for money compared to big cities and provinces. A total budget of approximately 1,200 US dollars is all that two people will really need for a whole month.


Situated on top of a mountain, Tagaytay is known for its cold weather all year round, as well as its strategic location with only about an hour to an hour and a half drive away from Manila. Tagaytay is not only famous among Filipinos but tourists and [international] retirees as well. The city is home to a plethora of fun activities that anyone would definitely enjoy. In fact, owning one of Tagaytay Highlands' Horizon Terraces gives you a free and unlimited pass to play golf and indulge in various activities such as rest, relaxation, and recreation, not just all year round, but for as long as you live!

Aside from that, Tagaytay is also considered one of the best places to retire primarily because of how it offers fresh air 24/7, which is what most people (and retirees) look for. On top of all that, Tagaytay has also started developing with all the recent establishment of shopping malls, hospitals, schools, and so much more.


What used to be the US Military Base years back is now one of the most popular places to retire in among locals and Americans. Today, Clark continues to improve and make developments throughout the entire city, making it more and more interesting and beautiful each day.

The opening of the Subic-Clark-Tarlac Expressway or the SCTEX made it so much easier for everyone, whether tourists or locals, to go to and from the city and its nearby towns such as Angeles, San Fernando, and Mabalacat. Today, Ayala Land is one of the top contributors to Clark’s developments over the past years, starting with its newest Marquee Mall in Angeles City.

On top of all that, Clark is also home to a large international airport, to which the government is deciding upon whether or not to identify it as the country’s primary gateway or point of exit and entry.


Baguio is known as the Summer Capital of the Philippines. This is because of how it offers chilly weather all year round (much colder than Tagaytay). Aside from that, Baguio is also identified as the City of Pines because of its abundant, beautiful pine trees. Although Baguio has experienced a series of commercialization and overpopulation issues over the past years, that doesn’t mean it has completely lost its charm.

In Baguio, there’s fresher air available for you 24/7, which is perfect for retirees who look for a seemingly good location with good weather and fresh air! Though quite far from Manila, Baguio has almost everything you’ll be needing that you don’t need to travel all the way to the metro just to get a few supplies, grocery items, and the like. Here in Baguio, you get [almost] everything: shopping malls, grocery stores, caf├ęs, bed-and-breakfasts, and fresh fruits and veggies produce from farms like La Trinidad, where you can do strawberry-picking!

Metro Manila

Seems like a shocker? Well, believe it or not, Metro Manila is also one of the best places to retire in, considering its location and recent developments. The metro is home to exciting and fun lifestyle activities, world-class hospitals, markets, and so much more. You don’t need to go far enough! Everything is within your reach. Metro Manila houses high-rise and fully-developed condominium units for single or couple retirees who wish to still stay near the city where their families are. Aside from that, you’ll have plenty of options! Condominium units and other properties are everywhere, be it in Manila, Makati, Ortigas, or Quezon City!

Wrapping Up

Looking for the perfect place to retire in usually depends on your needs and preferences. Some people may want to escape the fast-paced lifestyle that is in the city and prefer living a low-key life in rural areas. However, some people may also choose to stay in the city where their families are, and where there lots of conveniences like hospitals, shopping malls, and grocery stores. But as mentioned, it all boils down to your qualities of a good retirement place. With that, it’s always best to consider a few things or so before deciding on which city to move or retire in.

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